The $5 Million Secret: How A Lake Worth Florida Woman Crushed The Monopoly Lottery Odds

Winning the lottery is a life-altering event that captures the imagination, but for one Florida woman, it became a reality with a single $20 scratch-off ticket. As of December 15, 2025, the latest major headline in the Sunshine State’s lottery chronicles belongs to a lucky resident of Lake Worth who claimed a massive $5 million top prize, proving that sometimes, the biggest secrets are printed right on a scratch card.

This incredible win on the popular MONOPOLY™ SECRET VAULT game has sent ripples of excitement across Palm Beach County and beyond. The story of Ana Larsen is a fresh reminder of the immense jackpots available in instant-win games and the critical decision every major winner faces: taking the annuity or the immediate, life-changing lump-sum cash option.

Meet the Winner: Ana Larsen's $5 Million Profile

The latest "Florida Woman" to make headlines for a monumental lottery win is Ana Corina Larsen, a 60-year-old resident of Lake Worth. Her win is one of the most significant instant prize payouts in the state's recent history, specifically from the MONOPOLY™ SECRET VAULT family of scratch-off games.

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• Full Name: Ana Corina Larsen
• Age: 60
• Hometown/Residence: Lake Worth, Florida
• Prize Won: $5,000,000 (Five Million Dollars)
• Lottery Game: $20 MONOPOLY™ SECRET VAULT Scratch-Off (Game Number 1569)
• Ticket Purchase Location: 7-Eleven #34835, located at 7031 Jog Road in Lake Worth, FL 33467
• Claim Method: Lump-Sum Cash Option
• Cash Option Payout: $2,884,920.00
• Claim Office: Florida Lottery's West Palm Beach District Office

Larsen's choice to take the lump-sum cash option, a common practice among instant-game winners, resulted in a substantial one-time payment of $2,884,920.00, before mandatory federal tax withholdings. This is the standard procedure for winners who opt out of the 30-year annuity payment schedule.

The MONOPOLY™ SECRET VAULT Scratch-Off Sensation

Ana Larsen's massive win highlights the popularity and high-stakes nature of the Florida Lottery’s themed scratch-off tickets. The MONOPOLY™ SECRET VAULT is not just a single game; it's a family of games offered at various price points, which increases the total prize pool and the number of winners across Florida.

The specific ticket Larsen purchased was the $20 version, which is the highest-priced and highest-payout ticket in the series. This $20 game, Game Number 1569, is known for its incredible top prizes and overall attractive odds compared to multi-state draw games like Powerball or Mega Millions.

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Understanding the Odds and Prize Structure

The allure of the MONOPOLY™ SECRET VAULT game lies in its relatively favorable overall odds of winning *any* prize, coupled with the chance for a monumental jackpot. This combination draws in thousands of players from Palm Beach County to Winter Haven and Miramar, where other Monopoly winners have recently emerged.

• Ticket Price: $20 per play
• Overall Winning Odds: The odds of winning any prize on the $20 MONOPOLY™ SECRET VAULT game are approximately 1-in-2.95. This means nearly one out of every three tickets is a winner of some amount.
• Top Prize Odds: The odds of winning the $5 million top prize are significantly steeper, standing at 1-in-5,568,045. Ana Larsen beat these astronomical odds to secure her fortune.
• Prize Availability: The Florida Lottery tracks remaining prizes, and at one point, the $20 MONOPOLY™ SECRET VAULT game had four top prizes of $5,000,000 available. Larsen’s win claimed one of these coveted spots, leaving fewer for future players.

The game also features smaller, but still substantial, prizes, including multiple $10,000 and $500,000 payouts, making it a favorite among Florida scratch-off enthusiasts. The success of the game is so significant that the Florida Lottery has also released $2 and $10 versions of the MONOPOLY™ SECRET VAULT, featuring different prize tiers and odds.

The Winner's Dilemma: Cash Option vs. Annuity

The decision Ana Larsen made to take the cash option is a classic scenario for lottery winners. While the advertised prize is $5 million, the cash option of $2,884,920.00 represents the net present value of the prize—the immediate cash equivalent that the Lottery pays out instead of 30 annual payments.

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Many financial experts advise taking the lump-sum payment, especially for smaller jackpots, as it allows the winner to immediately invest the money. Given the current economic climate and potential for investment growth, the $2.88 million payout, when managed wisely, could potentially grow to exceed the $5 million annuity total over time. However, this option requires significant financial discipline and professional advice. The immediate infusion of nearly $2.9 million into her life provides Ana Larsen with instant financial freedom and flexibility.

Recent Florida Monopoly Winners: A Growing Trend

Larsen is not the only lucky Floridian to strike it rich on a Monopoly-themed scratch-off recently. The game's popularity has created a wave of new millionaires across the state, further solidifying the Florida Lottery's reputation for producing big winners.

• Sarah Caceres (Winter Haven): Claimed a $1 million prize from the $5 MONOPOLY™ game.
• Soignese Youte (Miramar): Won a $1 million top prize from the $5 MONOPOLY DOUBLER game.
• Van Hauer (Ellenton): Also claimed a $5 million top prize from the MONOPOLY™ SECRET VAULT Scratch-Off game, highlighting the game's massive payout potential.

These stories, stretching from Polk County to Palm Beach County and Manatee County, demonstrate the widespread success of the Monopoly-branded games. The constant stream of winners, particularly women like Larsen, Caceres, and Youte, keeps the excitement high and the public queuing up at retailers like the 7-Eleven in Lake Worth.

Tips for Future Florida Lottery Winners

Ana Larsen's story serves as a perfect case study for future lottery winners. The crucial steps taken by those who win these life-changing amounts are often the same, regardless of the prize size:

1. Secure the Ticket: Sign the back of the ticket immediately. This legally establishes ownership and is the first line of defense against loss or theft.
2. Seek Professional Advice: Before claiming the prize, consult with a financial advisor, a tax attorney, and a lawyer. This team helps navigate the tax implications and the complexities of managing a multi-million dollar windfall.
3. Choose the Payout Wisely: The choice between the cash option (lump-sum) and the annuity is the most significant financial decision. The immediate payout of $2.88 million, as chosen by Larsen, offers instant control, but the long-term annuity provides financial security over 30 years.
4. Plan for Retailer Bonus: The retailer who sells the winning ticket, in Larsen’s case the 7-Eleven on Jog Road, also receives a bonus commission. This is a standard incentive that encourages sales and participation in the Florida Lottery system.

The win by Ana Larsen is a spectacular example of the Florida Lottery’s ability to change lives instantly. Her $5 million win on a $20 ticket from a Lake Worth 7-Eleven will undoubtedly inspire countless others to try their luck with the popular MONOPOLY™ SECRET VAULT scratch-off, hoping to unlock their own secret vault of cash.