7 Proven Ways To Fix The "Correct This Card Info Or Try A Different Card. [OR_MIVEM_02]" Error

The "Correct this card info or try a different card. [OR_MIVEM_02]" error is one of the most frustrating payment failures you can encounter, especially when you are certain your credit or debit card details are correct. This specific error code, often appearing across Google's ecosystem—including Google Pay, Google Ads, Google Play, and YouTube subscriptions—indicates a significant problem with the card's verification or authentication process, even for cards that are otherwise valid. As of late 2025, this issue continues to plague users attempting to make purchases or set up billing profiles, demanding a deeper dive than just re-typing your card number. The good news is that the OR_MIVEM_02 error is rarely a sign of a permanent ban or a broken card. Instead, it points to a common digital disconnect: a mismatch between the information held by your bank and the details stored in your Google Payment Profile. By systematically troubleshooting the seven key areas detailed below, you can bypass this stubborn payment barrier and successfully complete your transaction or account setup.

The Core Problem: Why Google’s System Triggers OR_MIVEM_02

The OR_MIVEM_02 error is a generic code Google uses when its payment processor cannot authenticate your card details with your bank, even after the initial data (card number, expiry, CVV) appears correct. It’s a security-driven rejection, often stemming from a failure in the Address Verification System (AVS) or a bank-side restriction. Understanding the root cause is the first step in fixing this persistent payment failure.

The most common scenarios where this error appears include:

• Setting up a new billing method for a Google Ads or Google Workspace account.
• Purchasing a Google Play Developer Account registration.
• Adding a new card to your Google Pay wallet or Google Wallet.
• Attempting to renew a subscription like YouTube Premium or YouTube TV.

1. The Critical Billing Address Mismatch

This is, statistically, the number one cause of the OR_MIVEM_02 error. Google's payment system is extremely strict: the billing address you enter into your Google Payment Profile must be an *exact* match—down to the street number and postal code—to the address your bank has on file for that specific credit or debit card.

How to Fix the Billing Address Mismatch:

1. Verify Your Bank's Address: Call your bank or log into your online banking portal to confirm the *exact* billing address (including any specific formatting, like "APT 1A" vs. "Apartment 1A").
2. Update Your Google Pay Profile: Go to payments.google.com.
3. Navigate to the Settings tab.
4. Check the Address listed in your profile. Ensure it is an absolute, character-for-character match with your bank's record.
5. If you are adding a new card, ensure the address you enter during the card setup process matches your bank's record.

2. Insufficient Funds or Bank Restrictions

Even if the card details are correct, the transaction will fail if the bank declines the authorization request. This can be a silent rejection that Google translates into the OR_MIVEM_02 verification error.

Immediate Checks:

• Check Funds: Ensure the account linked to the card has sufficient funds to cover the charge, plus any potential temporary authorization hold.
• International Transaction Block: If you are paying for a service billed in a different currency or country, your bank may have an automatic block on international transactions. You must call your bank to temporarily lift this restriction.
• Security Flag: The bank's fraud detection system may flag the Google transaction as suspicious, especially if it's a large amount or a new service like Google Ads. A quick call to your bank can clear this flag.

3. Card Type and Country Limitations

Not all card types are accepted for all Google services, and the acceptable payment methods vary by country.

Key Limitations to Check:

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• Prepaid or Virtual Cards: For some high-risk services, such as setting up a Google Play Developer Account, Google explicitly rejects virtual cards, gift cards, or prepaid debit cards, even if they are Visa or Mastercard.
• Debit Card Verification: Some banks use a "Two-Point Verification" system that Google's automated process struggles to complete, leading to the OR_MIVEM_02 error. In such cases, a traditional credit card often works better.
• Country of Issuance: Ensure your card was issued in the same country as your Google Payment Profile's billing address. Mismatches can trigger the verification error.

4. The Remove and Re-Add Strategy

If you have confirmed all details are correct and the bank has no restrictions, the issue might be a temporary corruption or error in the way the card data is stored in your Google Payment Profile. The most effective technical fix is to perform a full reset of the card within the system.

Step-by-Step Reset:

1. Go to payments.google.com and log in.
2. Navigate to the Payment methods tab.
3. Find the card causing the OR_MIVEM_02 error and click Remove.
4. Wait at least 5 minutes.
5. Click Add a payment method and re-enter the card details from scratch, double-checking the card number, expiry date, CVV, and, most importantly, the billing address.

5. Clear Browser Cache and Try Incognito

Sometimes, the error is not with the card or Google's backend, but with a corrupted cookie or cached data in your browser that interferes with the secure transmission of the payment information.

Quick Browser Fixes:

• Clear your browser's cache and cookies.
• Try completing the transaction in a private or Incognito Window.
• Switch to a completely different browser (e.g., from Chrome to Firefox or Edge).
• Attempt the payment using the Google Pay mobile app instead of the desktop website.

6. Verify Card Details (CVV, Expiry, Name)

While this seems obvious, a small typo can be the sole cause of the OR_MIVEM_02 error. The error message itself, "Correct this card info," specifically points to the data entry.

Checklist for Card Data Entry:

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• CVV/CVC: Ensure the 3 or 4-digit security code is correct.
• Expiration Date: Double-check the month and year.
• Cardholder Name: The name entered must match the name on the card exactly as it is registered with the bank.

7. Try a Completely Different Payment Method

If all else fails, and you are unable to resolve the OR_MIVEM_02 error after extensive troubleshooting, Google's system may have a temporary or permanent block on that specific card or bank for security reasons. The final, most reliable solution is to use a different card.

Alternative Payment Strategies:

• Use a card from a different bank or a different card network (e.g., switch from Visa to Mastercard, or vice-versa).
• If available in your country, try using an alternative payment method like PayPal, which can often bypass Google's direct card verification issues.
• For Google Ads, you can sometimes use a bank account transfer (though this method is not always instant).

The OR_MIVEM_02 error is a complex payment card verification issue that requires methodical troubleshooting. By focusing on the billing address mismatch, clearing bank restrictions, and ensuring your Google Payment Profile is perfectly aligned with your bank's records, you significantly increase your chances of resolving this frustrating Google service payment failure.